Commercial property loans
Tailored commercial property loans designed to meet the unique needs of serious businesses and investors. We know what it takes to get your deal done.
Capital structured around your strategy.
Whether your goal is to acquire a new property, refinance existing debt, or fund vital renovations, our professionals deliver personalized solutions that fit your strategy. Competitive rates, flexible terms, and a streamlined process — we won't try to fit you into a box.
Commercial property purchase loans
Ideal for investors and business owners ready to acquire office buildings, retail centers, industrial assets, or mixed-use developments. We deliver the fast, reliable capital you need to act decisively in a competitive market.
Use-case scenarios
- Purchasing a stabilized income-producing retail or office property
- Acquiring a vacant or underperforming building for value-add repositioning
- Buying a light industrial or warehouse facility to meet tenant demand
- Securing a commercial asset for owner-occupied business use
Loan highlights
- Maximize leverage: Up to 75% Loan-to-Cost (LTC).
- Comprehensive capital: Funding for acquisition and light renovations.
- Flexible payments: Interest-only and amortizing options.
- Streamlined approval: No income documentation or tax returns required.
- Rapid closing: Close in as little as 10–14 days.
- Broad reach: Available for various commercial property types nationwide.
Move quickly, avoid bank bureaucracy, and seize value-add or stabilized opportunities with confidence.
Commercial property refinance loans
Already own a commercial asset and need to improve cash flow, access locked-up equity, or replace an expiring loan? Our refinance programs unlock capital, reduce financing costs, and extend your investment horizon with flexible terms.
Use-case scenarios
- Avoid loan stress: Refinance a ballooning loan or replace maturing bridge financing.
- Access built-up capital: Cash out equity from a stabilized or improved property.
- Simplify your debt: Consolidate multiple complex loans into one structure.
- Secure long-term stability: Transition to permanent rental or owner-occupied financing.
Loan highlights
- Refinance up to 70–75% of current market value
- Cash-out options based on stabilized Net Operating Income (NOI)
- Flexible, DSCR-based underwriting with no personal income verification
- Rapid closings, even for unique or non-stabilized assets
- No prepayment penalties on select short-term options
- Option to roll closing costs or deferred interest into the loan
Strengthen your portfolio's position — re-leveraging for growth or stabilizing for predictable, long-term cash flow.
Why invest in commercial property.
Stable, predictable income
Engineered to generate consistent rental income you can depend on.
Long-term wealth growth
Values tend to appreciate, offering substantial potential for capital gains.
Maximize tax benefits
Depreciation deductions and potential tax shelters help you keep more.
Portfolio diversification
An essential tool for reducing overall risk and smoothing returns.
Complete control
Strategic decisions on renovations, tenant selection, and management.
A trusted partner
Tailored capital solutions from a team that understands the market.
Types of commercial property we finance.
Office buildings
Spaces for businesses and professionals.
Retail spaces
Shops, malls, and strip centers.
Industrial buildings
Warehouses, factories, and distribution centers.
Multifamily properties
Apartments and condominiums.
Hospitality properties
Hotels, motels, and resorts.
Specialty properties
Self-storage, medical offices, and data centers.
The advantage of private commercial lending.
Private commercial property loans, offered by direct lenders like Deva Capital rather than large banks, are designed to give your business an edge — in acquisitions, renovations, or refinancing.
- Customized plans and terms. We tailor loan terms to the specific needs and complexity of your project.
- Faster processing and approvals. Streamlined decision-making gets you funds faster for time-sensitive deals.
- Competitive borrowing rates. Direct lending that often beats traditional bank financing.
- Personalized service and expertise. A responsive team focused on your success.
Frequently asked.
Getting started is simple — acquire your commercial real estate funding by completing our secure online application form.
We specialize in hard-money financing to help clients meet diverse real estate goals, including:
- Fix & flip loans — rapid funding to acquire and renovate properties for resale.
- Rental programs — solutions for building or stabilizing a rental portfolio.
- New construction loans — capital to build projects from the ground up.
- Multifamily & mixed-use loans — funding for complex residential and mixed properties.
- Commercial property loans — tailored financing for acquisitions and refinancing.
Secure the ideal financing for your next venture.
Set up a consultation with our team to learn how we can help you achieve your commercial real estate ambitions.