Fix & flip loans
Transform distressed properties into profitable assets. Deva Capital secures funding for your real estate deals in no time — purchase or refinance, with the speed, flexibility, and simplicity you need to succeed.
Two ways in, one underwriting standard.
No two real estate deals are the same. That's why we offer tailored fix & flip financing for both property purchases and refinances — whether you're acquiring your next investment or restructuring a current project.
Fix & flip purchase loans
Perfect for investors looking to acquire distressed or undervalued properties with quick closings. Our purchase loans are structured to help you act fast in today's competitive market, allowing you to secure the right opportunity before anyone else does.
Use-case scenarios
- Purchasing a bank-owned foreclosure with tight deadlines
- Acquiring a rundown single-family home at auction
- Buying a property off-market that needs cosmetic or structural renovations
Loan highlights
- Up to 90% Loan-to-Cost (LTC) and 75% After-Repair Value (ARV)
- Funds available for both acquisition and rehab costs
- Close in as little as 5 days
- Interest-only payments during the rehab period
- No income verification required
- Available nationwide
With our purchase loans, you can focus on renovations and reselling — not on slow bank processes or cash-flow gaps.
Fix & flip refinance loans
Already own a fix & flip property but need more capital, better terms, or extra time? Our refinance loans are ideal for projects that are mid-flip or nearing completion — providing the new financing needed to stay on track or increase your margins.
Use-case scenarios
- Need to extend your timeline due to unexpected contractor delays
- Your original lender's terms are too restrictive or expensive
- You've added significant value and want to tap into the property's equity
- Looking to consolidate multiple short-term debts into one simple loan
Loan highlights
- Refinance up to 75% of the property's current market value
- Access capital for ongoing renovations or to cover holding costs
- Quick underwriting and approval, even mid-renovation
- No prepayment penalties — exit when it suits your timeline
- Option to roll unpaid interest into the loan
- Option to transition into a rental loan if you decide to hold
We structure refinance deals that maximize your liquidity, minimize stress, and protect your profits.
The basics of fix & flip financing
Flipping houses is an excellent way to generate profit in the US real estate market. The key to success is finding undervalued assets that you can efficiently renovate for a profitable resale.
The entire process — acquiring the property, funding the renovation, and carrying holding costs — requires substantial, flexible capital. A long-term mortgage is generally not feasible for this rapid, short-term strategy. That's why Deva Capital offers a specialized fix & flip program designed to be fast, efficient, and superior to other financing options.
Built for the investor's timeline.
Lightning-fast funding
24-hour approvals and funding in under 5 days.
Decades of expertise
Backed by a team with over 30 years of real estate experience.
No red tape
Transparent terms and no junk fees.
Effortless process
An easy, fast application and minimal paperwork.
Dedicated support
Hands-on guidance from our lending specialists throughout.
Tailored funding
Built around your investment goals — buying or refinancing.
Why fix & flip financing works.
Quick access to capital
Get the funds you need fast to close deals ahead of the competition.
Flexible terms
Loan structures designed to fit the unique timelines and needs of your project.
Comprehensive funding
Financing for both the acquisition and rehabilitation costs.
Enhanced property values
Directly increases asset worth through strategic renovations.
Streamlined approvals
Efficient, in-house underwriting for fast decisions.
Portfolio diversification
Adds a high-turnover, high-yield asset class to your holdings.
Frequently asked.
If you plan to purchase, renovate, and quickly sell a property for a profit, fix & flip financing is often the ideal solution — providing the speed and flexibility traditional loans lack.
You can easily apply by completing our full application form online.
No. With seamless approvals and minimal documentation, the process can be completed swiftly — often funding in 5 days or less — provided you submit the necessary paperwork promptly.
Ready to finance your next profitable flip?
Reach out to our team for more detail about our financing services.