Multifamily & mixed-use loans
Multifamily and mixed-use properties are a growing source of significant opportunity. For investors, they are key to diversifying portfolios and building generational wealth.
Flexible financing, acquisition through stabilization.
Our programs offer permanent financing to purchase or refinance multifamily residential properties with five or more units, or mixed-use properties. Whether you're buying a stable asset or restructuring one for greater returns, our loans are built to support your strategy.
Multifamily & mixed-use purchase loans
The ideal solution for investors looking to quickly acquire income-producing residential (5+ units) or mixed-use buildings. We tailor financing to help you move fast — whether the asset needs minor cosmetic updates or a complete repositioning.
Use-case scenarios
- Acquiring a value-add multifamily property in a high-growth neighborhood
- Purchasing a profitable mixed-use building with combined retail and residential units
- Buying an underperforming asset with clear potential to reposition or redevelop
Loan highlights
- Maximize leverage: Finance up to 80% Loan-to-Cost (LTC).
- Comprehensive funding: Capital for both acquisition and renovation/repositioning.
- Streamlined approval: No income or tax-return documentation required.
- Preserve cash flow: Interest-only options during value-add or lease-up.
- Rapid closing: Close in as little as 10–14 days.
- Broad reach: Nationwide availability for 5+ unit properties.
Secure prime assets, boost property value, and stabilize cash flow — without the delays of conventional bank underwriting.
Multifamily & mixed-use refinance loans
Already own a multifamily or mixed-use asset but need to access more capital, secure better terms, or execute a new strategy? Our refinance loans help you reposition, unlock trapped equity, or transition from a short-term bridge into long-term stability.
Use-case scenarios
- Avoid pressure: Restructure debt when a loan is maturing or terms are unfavorable.
- Capitalize on improvements: Tap into increased value once renovations are complete or the asset is stabilized.
- Restructure and optimize: Cover holding costs or restructure your capital stack.
- Secure long-term certainty: Transition into permanent or rental-based financing.
Loan highlights
- High leverage: Refinance up to 75% of current market value.
- Access cash: Cash-out options based on stabilized or improved value.
- Payment flexibility: Interest-only and flexible amortization options.
- Speed and certainty: Fast closings, even mid-renovation or in lease-up.
- Flexible exit: No prepayment penalties on short-term structures.
- Preserve liquidity: Roll fees or deferred interest into the loan.
Scale your portfolio, reduce the pressure of tight timelines or balloon notes, and make the most of your property's potential.
Light rehab or heavy rehab.
Ready to grow your portfolio?
Explore how our multifamily and mixed-use financing can support your investment strategy.